breaking: American Gaming Association ups the ante on online poker

The American Gaming Association on Monday issued a press release about their launch of a campaign to get the U.S. Congress to pass an online poker bill as soon as possible.

The release indicates that it ?supports the general provisions? of the joint proposal of Sens. Harry Reid of Nevada and Jon Kyl of Arizona. This means that online poker would be in, and all other casino game online versions such as slots or baccarat, etc would be out (UPDATE: although the likelihood of this bill?s passage is lame-duck session seems to be dwindling).

That would stifle New Jersey?s efforts to offer a much broader menu of online gaming options.

Here?s the text of the release:

?Without Congressional action, the U.S. is poised to see widespread legalization of all types of online gambling and a state-by-state patchwork of regulations that puts gaming patrons, problem gamblers and minors at unnecessary risk. The AGA effort encourages Congress to introduce and pass a bill and includes the release of an informational video, an outreach campaign to educate lawmakers and other stakeholders, and a combination of earned and social media to increase awareness of the issue.

Last December, the Department of Justice released an opinion on the 1961 Federal Wire Act stating that it bans only sports betting and not other forms of online wagering. Since that time, individual states across the country have moved quickly to advance various forms of online gambling. According to the AGA, states should have the choice of whether to license and regulate online poker, but without a set of federal minimum standards, gaming patrons, problem gamblers and minors are put at an unnecessary risk. Passing this bill would eliminate that risk by establishing a set of federal guidelines for regulated, licensed, and legal online poker?a game of skill?in those states that choose to offer it.

?Without swift congressional action, the U.S. will soon see the largest expansion of legal gambling in its history,? said Frank J. Fahrenkopf, Jr., president and CEO of the AGA. ?And without any federal guidelines in place, the result will almost certainly be inadequate oversight that creates a world of unnecessary risk and problems for law enforcement and U.S. consumers.?

The informational video, titled ?Stop the Clock,? can be viewed on the AGA?s YouTube channel at http://www.youtube.com/watch?v=jKd-2_VJpkA. Further information on the pending legislation, as well as more background on online poker and the AGA?s stance on the issue, can be found on the AGA?s Online Poker Headquarters at http://www.americangaming.org/OnlinePokerHQ.

The AGA has seen a draft version of the bill, entitled ?The Internet Gambling Prohibition, Poker Consumer Protection and Strengthening UIGEA Act of 2012,? that reportedly may be introduced in the remaining days of the current session of Congress. While the AGA does not know if this represents a final version of legislation to be proposed, it supports the general provisions outlined therein.

?Congress must establish federal minimum standards that address consumer protection, prevent underage gambling, promote responsible gaming and provide help for those with gambling problems,? Fahrenkopf said. ?It must also provide a regulatory structure allowing for Native American casino operators?who will never agree to be regulated by the states?to be involved, and clarify and restore federal law so that law enforcement communities have the tools necessary to prosecute illegal online gambling operators.?

Throughout the remainder of the current session of Congress, the AGA is reaching out to lawmakers to increase support for legislation and ensure that members of Congress have all the facts about the threat posed by inaction at the federal level. Also, through social media and traditional Capitol Hill news outlets, the AGA plans to maximize awareness of the need for Congress to act.

For all the latest AGA and industry news, including updates about online poker legislation, visit www.americangaming.org, follow the AGA on Twitter via @AGAupdate and ?like? us on Facebook at: www.facebook.com/americangaming. ?

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I am 33 yrs old with a 401k from my current job. I ... - Roth IRA News

Speak to brokers at several different investment firms. Find one you feel comfortable working with. Just remember that brokers are paid by commission, not salary. Their loyalty is first to themselves and secondly to their investment firm. You are number three.

At the very least they should ask you about your appetite for risk, whether you expect to increase your income over the next few years, and your tax bracket. They should be willing to spend at least 35 to 40 minutes asking you questions to learn about your financial life. They should also offer several options, not just specific stocks, bonds, or mutual funds. Some stocks, bonds or mutual funds pay the brokers higher commissions than other investments. If they push specific investments, find a different broker.

Once you find a broker and an investment firm you?re comfortable with, they will give you a paper to sign. They will handle the rollover for you.

If you plan on frequent purchases or sales within your IRA, I suggest reading a primer on investing. ?Investing for Dummies? 4th edition by Eric Tyson is an excellent starting point. Please don?t be offended by the name. ?For Dummies? is a publishing company.

Generally the higher the risk of an investment, the higher the reward. The lower the risk, the lower the return on investment.

Source: http://rothira.solve-up.com/roth-ira/i-am-33-yrs-old-with-a-401k-from-my-current-job-i-plan-on-leaving-my-job-to-become-a-stay-at-home-mom/

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Preparing Your Home for Sale-Boca Raton-What to Do First!

Preparing Your Home for Sale-Boca Raton-What to Do First!

Before you place that ?For Sale? sign in your front yard, here are some Home Staging Tipsshopping for a house to help you prepare your home for sale in Boca Raton. ??Here?s what you need to do first!

STOP ?thinking of your home.... the place where you watched your children grow up...... where you learned how to decorate a palm tree for the holidays.... as your home. ?
?

START thinking of it as a house... a product that you with the guidance of your Realtor and Home Stager are going to market. ?


You?re not alone... we all have a problem thinking of our home as walls and space, paint and flooring. ?But that?s how your Buyers will see it. ?

You want them to see the possibilities of your space; see themselves living their lives in this space.....not your space. ?


First Step- View your house as Buyers would. ?More than 85% of today?s Buyers begin their search on the Internet.... that translates to your MLS photos and those on your Realtors website. ?

Start by taking photos of your house.... the exterior; front entry; take a shot right at the front door as if you were just walking into your house.


Take a photo of each room at the doorway, and don?t forget your backyard or patio area. ?
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Now upload these to your computer and take a look!
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Would you want to schedule a viewing of your house? Viewing a house through a camera lens gives it a new and

enlightening look!


Step Two- This is where you need to put on your thick skin and realize it?s all with the goal of preparing your house for sale.

Ask a good friend (or even a not-so-good friend), neighbor, relative occupied home-before and bribe them with cookies, dinner, cake or whatever to give you an honest opinion about your house and how it would appear to them if they were buying a house.
?

Remind them why you are asking them this and that it may be the only occasion when they?ll have the opportunity to tell you how much they can?t stand the ?windmill in your dining room? or the leopard wall you painted in the entry.
?

Do they feel you have so much furniture in your house that you can?t ?see? the room? ?
?

Do they think that the house is clean and neat but looks dated?
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Remember...thick skin and be objective. ?


If you?re preparing your home for sale in Boca Raton take the first step and start looking at it as a Buyer would! ?

And for a trained objective view, call your Professional Home Stager. ??Our Staging Consultation can give you the tools to help you prepare your home for sale and get it sold!

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Source: http://activerain.com/blogsview/3540483/preparing-your-home-for-sale-boca-raton-what-to-do-first-

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Rover Opportunity may be at clay-rich site on Mars

This image provided by NASA shows a shadow self-portrait taken by NASA?s Opportunity rover on the Martian surface. The solar-powered spacecraft has been exploring a huge crater in the Martian southern hemisphere and has detected what appear to be clay minerals. (AP Photo NASA)

This image provided by NASA shows a shadow self-portrait taken by NASA?s Opportunity rover on the Martian surface. The solar-powered spacecraft has been exploring a huge crater in the Martian southern hemisphere and has detected what appear to be clay minerals. (AP Photo NASA)

LOS ANGELES (AP) ? After rolling around the Martian plains for more than eight years, the Opportunity rover finally found a spot believed to be rich in clay minerals, scientists said Tuesday.

Orbiting spacecraft previously detected the presence of clay-bearing deposits at a huge crater in Mars' southern hemisphere. Using that information as a guide, the six-wheel, solar-powered rover drove around the rim and encountered light-colored rocks never before seen in past explorations.

"This is the sweet spot," said mission chief scientist Steve Squyres of Cornell University. "This is the place where the orbital data tells us that the clays are present."

Squyres provided the update at a gathering of the American Geophysical Union in San Francisco.

Clays are important because they hold clues about the past Martian climate. They form in watery environments that are not too acidic and not too alkaline ? in other words, conditions that might have been more suitable for microbes.

Since landing in 2004, Opportunity has logged 22 miles, poking into four impact craters. The latest destination ? Endeavour Crater ? is the largest yet and contains the oldest deposits. Scientists believe the light-hued outcrops along Endeavour's western rim contain clays and will spend the next several months conducting experiments at the site before heading south to a region where a mother lode of clay minerals is thought to exist.

Opportunity previously uncovered geologic evidence of a more tropical past unlike today's frigid and radiation-scarred landscape. But Squyres said the minerals uncovered so far point to a more acidic environment. The clays, however, formed "in water you could drink" that had a neutral pH, he said.

Opportunity is not the only Mars rover chasing clays. NASA's newest spacecraft, the car-size Curiosity, is set to trek early next year to the slope of a mountain near the equator that's thought to have stacks of clay layers.

___

Follow Alicia Chang at http://twitter.com/SciWriAlicia

___

Online: http://marsrovers.jpl.nasa.gov/home/index.html

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/b2f0ca3a594644ee9e50a8ec4ce2d6de/Article_2012-12-04-Mars%20Rover/id-c86691b42083406c87d72c8e0e06e878

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Georgia says no revenge in arrests of former officials

TBILISI (Reuters) - Georgia's interior minister defended the arrests of a raft of former state officials since the new government took power, responding to concerns raised by Europe and the United States of a political witch-hunt.

More than 20 ex-officials have been arrested and some charged with abuse of power since a coalition led by billionaire Bidzina Ivanishvili, who is now prime minister, ousted the party of President Mikheil Saakashvili in an October 1 election.

Interior Minister Irakly Garibashvili denied the arrests were part of a settling of political scores in the former Soviet republic, a transit state for Caspian oil exports to Europe.

"Not a single arrest has been carried out because of political motives. We are restoring justice and telling the truth to our society with each of these arrests," the 30-year-old minister told Reuters in an interview at the weekend.

"There should not be privileged castes in this country anymore," he said. "If we find out that someone committed a crime, no matter who this person is, whether he is from our ranks or one of our political opponents, we'll hold everyone accountable to the full extent of the law."

Officials arrested since the election include Garibashvili's predecessor as interior minister, one of his deputies and two military commanders. The charges the officials face range from abuse of power to illegal confinement.

NATO and European Union leaders upbraided Ivanishvili over the arrests when he visited Brussels last month to try to bolster ties with the West and shake off opposition accusations of being pro-Russia.

Last week the United States warned Georgia not to follow the path of Ukraine into an era of political witch hunts. [ID:nL1E8MTF4V] Western governments have called for investigations to be transparent and fair.

Despite the criticism, the Interior Ministry questioned former Prime Minister Vano Merabishvili on Saturday on suspicion of using a forged document and attempting an illegal border crossing. Merabishvili described it as part of a campaign of intimidation against former officials.

But Garibashvili's comments signaled the government would continue to pursue former officials suspected of committing crimes. He did not rule out pursuing former senior officials who left Georgia after the election.

Reforms weakening the president and strengthening parliament are to take effect after a presidential vote next year in which Saakashvili is barred from running.

But he is head of state for now and Europe and the United States, which eye any Russian influence in Georgia warily, have called for cooperation between Ivanishvili and Saakashvili during the period of cohabitation.

MINISTRY MAKEOVER

Saakashvili curbed petty corruption after coming to power nine years ago. Georgia had the best record among lower middle-income countries in terms of absence of corruption, regulatory enforcement, civil justice and criminal justice, according to the World Justice Project's Rule of Law Index 2012 report.

But crackdowns on street protests against his rule in 2007 and 2011 fueled opposition allegations that Saakashvili was authoritarian and used the police to punish opponents.

Garibashvili said U.S. instructors would help the new government conduct a "rebranding" of the Interior Ministry and retrain police officers.

"Our society's attitude to the police will change in the coming months as the police were very politicized in the last few years and were just a tool of a former ruling team."

He said the ministry's Special Operative Department and Constitutional Security Department, which Saakashvili's critics said targeted political opponents, had been disbanded.

But he said there would be no purge, saying that fewer than one percent of the ministry's more than 40,000 employees had been sacked or moved to new positions since he took over.

(Reporting by Margarita Antidze; Editing by Steve Gutterman and Rosalind Russell)

Source: http://news.yahoo.com/georgia-says-no-revenge-arrests-former-officials-142604025.html

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How 'transparent' is graphene?

ScienceDaily (Dec. 3, 2012) ? The amazing electrical, optical and strength properties of graphene, a single-atom-thick layer of carbon, have been extensively researched over the last decade. Recently, the material has been studied as a coating that might confer electrical conductivity while maintaining other properties of the underlying material.

But the "transparency" of such a graphene coating to wetting -- a measure of the degree to which liquids spread out or bead up on a surface -- is not as absolute as some researchers had thought. New research at MIT shows that for materials with intermediate wettability, graphene does preserve the properties of the underlying material. But for more extreme cases -- superhydrophobic surfaces, which intensely repel water, or superhydrophilic ones, which cause water to spread out -- an added layer of graphene does significantly change the way coated materials behave.

That's important, because these extreme cases are generally of greatest interest. For example, coating a superhydrophobic material with graphene was seen as a possible way of making electronic circuits that would be protected from short-circuiting and corrosion in water. But it's not quite that simple, the new research shows.

The findings were recently published in the journal Physical Review Letters by professors Daniel Blankschtein and Michael Strano, graduate student Chih-Jeh Shih, and three other MIT postdocs and students.

Blankschtein, the Herman P. Meissner '29 Professor of Chemical Engineering, has studied wetting properties for a long time. He had not previously examined graphene, but decided to explore its wettability now that it's a material of great interest to researchers.

Because graphene's transparency to wettability turned out not to be perfect, Blankschtein says, "this finding may be viewed as a negative result." But, he adds, "it is nevertheless extremely important to the scientific community, because it [shows] what can actually be accomplished in practice."

Most electrically conductive materials, he points out, are hydrophilic: Water spreads readily on them, thoroughly wetting the surface. "On the other hand," he says, "for many electronic and military applications, it is important to fabricate hydrophobic, electrically conductive surfaces." And while graphene's transparency to wettability is not perfect, it may still be good enough for such applications, he says.

This research, which included both theoretical modeling and experimental confirmation, shows that by depositing a large graphene sheet, grown by a process called chemical vapor deposition, on another material's surface, "it would be possible to induce electrical conductivity on the surface, while partially preserving the desired surface wetting behavior," Blankschtein says. In fact, he adds, the contact angle of such a surface -- the measure of how well it prevents wetting -- "is believed to be one of the highest attainable on a flat, electrically conductive surface to date."

Shih, the lead author of the paper, says, "We have demonstrated that the wettability of a transparent, graphene-coated surface can be manipulated without undermining its thermal/electrical conductivity." That's useful because "in general, conductive surfaces have very high wettability due to their high surface tension, and it is generally very challenging to produce a thermally/electrically conductive surface with tunable wettability" -- wettability that can be controlled almost at will.

The team describes this partial transmission of the underlying characteristics as "translucency," rather than transparency, of wettability.

By selecting a particular combination of an underlying material with a graphene coating, different combinations of electrical, optical and wetting characteristics can be achieved, Shih says: "People can control the wetting properties of the substrate ? this breakthrough successfully decouples the conductivity and wettability of a material."

What's more, this opens up new possibilities for practical devices, because the materials involved are already widely used in industry, Shih says: "Due to its compatibility with today's semiconductor processes, many exciting opportunities may be pursued in the areas of microelectronics, nanoscale heat transfer and microfluidic devices -- to simultaneously engineer desired wettability, heat transfer and electronic transport."

Blankschtein emphasizes that in addition to the potential applications, "I'm excited about this from a fundamental point of view." It shows, he says, that "you can't assume that you can just take a substrate and drop graphene on it without perturbing the wetting behavior." By understanding this complex behavior, "we can learn how to take advantage of that."

The work, which also involved MIT postdocs Qing Hua Wang, Shangchao Lin and Zhong Jin and graduate student Kyoo-Chul Park, was supported by the Office of Naval Research, the National Science Foundation and MIT's Institute for Soldier Nanotechnology.

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Story Source:

The above story is reprinted from materials provided by Massachusetts Institute of Technology. The original article was written by David Chandler.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Chih-Jen Shih, Qing Wang, Shangchao Lin, Kyoo-Chul Park, Zhong Jin, Michael Strano, Daniel Blankschtein. Breakdown in the Wetting Transparency of Graphene. Physical Review Letters, 2012; 109 (17) DOI: 10.1103/PhysRevLett.109.176101

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/~3/sLqy8-xj0gA/121203131704.htm

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Venture Out On Your Own With A Home Based Business | Jim ...

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Posted by Administrator on Dec 2, 2012 in Uncategorized | Comments Off

While a home based business might be very appealing, it is also intimidating to some people. But, how do you begin? How will your business work? You probably have lots of questions. There is some very helpful information presented in this article that will help you make the right decisions in your online business.

Protect your business?s financial security by setting aside money in an emergency fund. This will be very helpful when unexpected expenses come up and will help you keep the business running smoothly. However, be careful not to use your emergency funds unless it is truly an emergency. Replenish the fund as soon as you can.

If you have a online business, record all of your business driving. Being a business owner means changes to your tax status. This allows eligibility for deducting mileage and gas associated with your work. If you happen to drive a lot for your business, this can really add up to a substantial tax break at the end up the year.

TIP! Give as many contact options as possible and reply as soon as you can. Always retain a statement of whom continued to purchase your goods or services after seeking answers and keep a log of the conversation when possible.

Be sure to stay positive. Although it?s good to congratulate yourself for the triumphs of yesterday, you should not live for the past. What is coming tomorrow or next week is what you need to focus on. This can help you prepare for things that will happen in the future. If you stay focused on the future, you will increase your chances of being prepared for whatever may come your way.

A user-friendly and attractive website that sells your product is an essential part of of your home business enterprise. This is a key opportunity for you to expand your target audience and maximize sales. If you need to get your website set up quick, you can hire a professional.

TIP! If you plan to establish a home business, you should seek the support of family and friends. Running a home business is very time consuming, and can be both difficult and stressful.

Have business cards made up. You can even find some good business cards for free or cheap online. Be sure to include key information like your full name, phone number and company name. Adding your website and email are good ideas as well. This helps make it easy for customers and prospects to contact you.

Create a detailed work from home business plan. This plan may change significantly over time, and you may even decide to disregard it altogether. The importance of a business plan is that it sets up a great starting point and lists out everything you need to accomplish. Frequently update the details of your plan as your business evolves.

Select a name that has real meaning. Because your brand name serves as an ambassador to your products, you should make sure that your name is recognizable in order to assist your customers in relating to you. You might have an interesting or quirky story that is the reason behind your business name or brand. A back story will give your brand a personality and will let your brand be recognizable to your customers, which will help build a good customer base.

TIP! Plan a work schedule and stick to it. Don?t over-schedule yourself for working though.

If your home business is a sole proprietorship, you want to make certain that you remain in control of all financial decisions. Spouses or family members may desire to assist with the business; however, purchases for businesses must be closely monitored to ensure the ability to be used as a tax write off.

A great tip for your home business is to keep tabs on the prices that your competition sets. As such you will always have an edge on the competition.

Expenses such as taking clients out to lunch can be deducted on tax returns. The costs of these meetings are legitimate, tax-deductible business expenses. However, make sure that these meetings are with potential or paying clients. If not, they aren?t tax-deductible.

TIP! If you can, try and increase your income by establishing membership fees. In many cases, your site could easily implement a membership subscription that could increase your profits.

Locate your customers and communicate with them. You may be able to attract new customers online, but this is no substitute for face-to-face interaction. Organize events that are in their areas.

Before you begin marketing and selling products, you should set your price point based off market research. Look at your competition?s prices and price your products within the same range or more competitively if possible. If you offer a comparison between yourself and the competition, however, highlight your good points rather than their bad points.

When you have a home based business, it is very helpful to have a supportive peer group. You can find others to enlarge your own network. Even if the others in your network do business in other fields, you all share the dreams, motivation and concerns that come along with owning your own business.

TIP! Seek strength in numbers by joining an online forum comprised of members that are home business owners just like you. There are countless forums and websites dedicated to the owners of home businesses, and the information and support that can be gained there can be invaluable.

As was mentioned earlier in this article, a home business enterprise can be both appealing and intimidating. Hopefully you have gleaned some good information and advice from the tips shared in this article. Put that advice into action, and watch as things begin to work more smoothly for your home based business.

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Source: http://leucabiz.com/blog/venture-out-on-your-own-with-a-home-based-business/

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Updating Stuff: The Great Recreation

Decals are a fail-safe way to showcase your favorite sport. Hunting Truck Decals are long-lasting and water-resistant, which insures longer lasting results and are furnished with split backing for simple application. Truck decals are heavy-duty, impermeable, and durable enough for outdoor use. The Decals are a great way to show your enjoyment for your favorite outdoor sport.

Searching on the Internet is by far the finest way. To locate the hunting decals, If you are an avid hunter, your hunting collection would not be complete without the excellent hunting decals to show the world your fervor for the sport of hunting. These hunting decals have been adhesive on back and can be applied to any smooth exterior. These hunting decals may also be applied to your trailer, tool box, or ATV or Boat.

Finding good hunting decals is an impressive way to show off your fervor for the sport of hunting on your car or truck. You can find many kinds of these decals, whether you want deer hunting window decals, bow hunting decals, elk hunting window decals, etc. Without a doubt, hunting is one of the most well-liked sports in the world today. Whether you are 16 or 92 you can partake in the remarkable sport of hunting.

Decals are really a creative and visual touch to your truck that can it stand out from the crowd. You can find these hunting decals located all around the country, so obviously you will have a choice of selections, and you'll have more designs to choose from. These are high quality decals depicting your preferred activities. Our hunting decals have an outdoor life of four years or more.

Improve the beauty of your car, SUV, truck, bus or other vehicle using rear window decals. The rear window decals available in several vivid colors and attention-grabbing designs The decals can be placed on any flat surface and are ideal to place on car and truck windows. The decals are high quality die cut vinyl graphic on the white background. The decal murals are made from the same sturdy vinyl used to letter trucks, cars, and banners.

Vinyl decals stick on to almost any flat surface and look great on cars, windshields, trucks, and vans. Improve the overall look of your truck with truck decals or window graphics. There are vinyl decals for your cars, trucks, and other vehicles, which show your enthusiasm and the humorous side of the great outdoors.

Many truck decals are available in enjoyable colors, patterns, and designs. Pickup truck graphics or pickup truck decals are one way in which individuals are able to make sure that their vehicle stands out in a tasteful, yet individual, way. Extreme to extraordinary, amazing to beyond belief, Truck Decals are here to stay. Our first-rate, high-color Truck Decals are totally stunning. Our Truck Decals are made of first-rate materials and are climate proof and are made to last as long as your truck.

Source: http://graphics-media.blogspot.com/2012/12/the-great-recreation.html

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Delta Air Lines In Talks For Stake In Virgin Atlantic

NEW YORK -- Delta Air Lines Inc. is mulling the purchased of a 49 percent stake in British airline Virgin Atlantic Airways from Singapore Airlines Ltd., according to media reports.

The remaining 51 percent of Virgin Atlantic is owned by billionaire Richard Branson, who founded the airline in 1984.

Singapore has been considering selling its stake in Virgin for several years and has talked with Delta about a sale in the past, according to the Wall Street Journal.

Virgin has been looking for a possible suitor, too. It hired investment firm Deutsche Bank in 2010 to explore its options.

Buying Virgin is attractive to a carrier like Delta because of its potential to unlock more access to London's Heathrow airport, a key international gateway. Virgin is the second-biggest airline there after British Airways.

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Source: http://www.huffingtonpost.com/2012/12/03/delta-air-lines-in-talks-virgin-atlantic_n_2230649.html

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Foolish Times ? Home - Make Money Online | Free Traffic Building ...

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Is your business stalled or are you looking to venture out? Don?t miss browsing the Business Resources! Check back often to view the new products line. Don?t forget to check out Foolmans Picks, where I?ve specially hand? Read more?

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